Static Banking Awareness

Chapter-wise Banking Awareness lessons for IBPS PO, Clerk/CSA, RRB, SBI and other Indian banking examinations.

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Illustrated banking institutions, learning materials and financial concepts

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Abstract editorial illustration representing money flows, saving, banking intermediation and credit.

Money & Banking Foundations

A beginner-friendly foundation in money, banking, monetary aggregates, bank credit creation, interest and essential banking terminology for Indian banking examinations.

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Editorial illustration showing the evolution of Indian banking from historical institutions to a modern interconnected banking system.

Evolution & Structure of Indian Banking

A beginner-friendly, exam-oriented study of the evolution, reforms, structure and major classifications of the Indian banking system, including scheduled banks, public and private sector banks, foreign banks, Small Finance Banks, Payments Banks and Local Area Banks.

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Editorial illustration showing India's central bank coordinating currency, banks, Government and the financial system.

Reserve Bank of India

A beginner-friendly, exam-oriented study of the Reserve Bank of India: its origin, governance, functions, currency-management role, banker-to-government and banker-to-banks functions, and regulation, supervision and licensing of banks.

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Editorial illustration showing monetary policy balancing price stability, liquidity, banking conditions and economic growth.

Monetary Policy, Liquidity & Inflation

A complete Banking Awareness module on India's monetary policy framework, Monetary Policy Committee, repo rate, SDF, MSF, Bank Rate, CRR, SLR, liquidity management, OMOs, VRR/VRRR operations, inflation and monetary-policy transmission.

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Editorial illustration showing savings, transaction accounts, term deposits and deposit protection within the banking system.

Deposits & Bank Accounts

A complete Banking Awareness module on savings, current, fixed and recurring deposits; account ownership and nomination; term-deposit interest, maturity and premature withdrawal; NRE, NRO and FCNR(B) accounts; inoperative and unclaimed accounts; and DICGC deposit insurance.

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Editorial illustration showing a bank converting funding into carefully assessed loans and credit facilities.

Lending, Credit & Interest Rates

A complete Banking Awareness module on the credit process, secured and unsecured lending, collateral and security creation, fund-based and non-fund-based credit, fixed and floating loan rates, MCLR and external benchmarks, fair lending rules, and credit information companies and credit scores.

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Editorial illustration showing a bank loan moving from normal performance into stress, resolution and recovery.

NPAs, Stressed Assets & Recovery

A complete Banking Awareness module on non-performing assets, SMA classification, provisioning, stressed-asset resolution, restructuring, write-offs, wilful default, SARFAESI, DRTs, IBC and Asset Reconstruction Companies.

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Editorial illustration showing formal banking credit reaching farms, small businesses and rural community groups.

Priority Sector, Rural & MSME Banking

A complete Banking Awareness module on Priority Sector Lending, agriculture and rural credit, Regional Rural Banks, co-operative credit institutions, MSME banking, microfinance, Self Help Groups and Joint Liability Groups.

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Editorial illustration showing bank accounts connecting people to payments, credit, insurance, pension and Government benefits.

Financial Inclusion & Government Financial Schemes

A complete Banking Awareness module on financial inclusion, Business Correspondents, JAM and DBT, PMJDY, PMMY/MUDRA, Stand-Up India, PMJJBY, PMSBY, Atal Pension Yojana, JanSamarth and other major Government credit-linked financial schemes relevant to Indian banking examinations.

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Editorial network illustration connecting India's banking accounts and digital payment channels.

Payment Systems & Digital Banking

Complete Banking Awareness study module covering India's payment architecture, NEFT, RTGS, IMPS, UPI, BHIM, cards, AePS, APBS, NACH, Bharat Connect, NETC, e-RUPI, CBDC, Account Aggregators and digital lending.

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Abstract illustration of legal, capital and supervisory safeguards around a banking institution.

Banking Laws, Basel, Capital & Risk

Complete Banking Awareness study module covering the RBI Act, Banking Regulation Act, banking laws, CRAR and risk-weighted assets, Basel I–III, banking risks, prudential supervision and Prompt Corrective Action.

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Editorial illustration of Indian production, prices, public finance, banking and international trade.

Indian Economy, Fiscal Policy & External Sector

Complete Indian banking-exam study module covering GDP, GVA, national income, inflation and price indices, fiscal policy and deficits, the Union Budget and Economic Survey, the balance of payments, foreign-exchange reserves and external-sector fundamentals.

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Editorial illustration connecting global monetary stability, development finance, bank supervision and financial integrity.

International Financial Institutions

A complete study module for Indian banking examinations covering the IMF and SDRs, five World Bank Group institutions, ADB, AIIB, New Development Bank, BIS, Basel Committee, Financial Stability Board and FATF.

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